Choosing the Right Roof Warranty: Coverage Explained

Choosing the right roof warranty is not just about protecting your investment. It's about ensuring peace of mind for years to come. Roofs are a very important component of any residential or commercial building. They shield us from the elements and provide shelter, making them one of the most important structural elements.

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For more than 10 years in business, we've noticed a common issue: homeowners often lack knowledge about roof warranties, making it challenging for them to select the best protection for their homes.  

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Roofing warranties can be confusing, so it's crucial to understand what they cover. This helps you choose the right roofing material and installer wisely.

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Understanding the Basics

Before diving into the intricacies of roof warranties, let's establish a solid foundation. A roof warranty is a contract between you, the property owner, and the roofing manufacturer or installer. It outlines the terms and conditions under which the roofing system is covered.

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Types of Roof Warranties

These are the typical types of roof warranties you need to know. There are a lot of warranties out there, but let's focus on these 3 main types. 

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1. Workmanship Warranty: This focuses on the installation quality.

2. Manufacturer's Warranty: These warranties usually cover material defects and last for a specific duration.

3. Extended Manufacturer's Warranty: Often considered the gold standard, this warranty combines material and workmanship coverage

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Let's explore each warranty in detail so we can better understand them.

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1. Workmanship Warranty

Choosing the right roofing contractor is very important. Remember that their expertise can make all the difference in your roof's performance and longevity. These contractor workmanship warranties typically cover the costs associated with labor and materials required for necessary repairs. 

However, it's important to note that these warranties usually exclude issues unrelated to the installation workmanship, such as:

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• Damage caused by storms, 

• High winds or impacts, as well as water damage due to ice dams.

• Any harm caused by foot traffic and leaks resulting from falling tree limbs or wind-driven debris are also typically excluded.

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2. Manufacturer's Warranty

When it comes to roofing shingles, it's essential to understand the warranty that typically accompanies them. Most roofing shingles in the market come with a standard limited lifetime warranty, which sounds reassuring at first. However, the level of protection provided can vary depending on the manufacturer, and it's crucial to grasp the details of what this warranty entails.

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A lifetime warranty means you'll be covered for as long as you own your home. But the term "limited" introduces some important nuances that you should be aware of:

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Defective Materials Coverage

The core of these warranties revolves around covering the cost of defective materials. In simpler terms, if your shingles have a factory-related flaw, the manufacturer will replace them. However, it's essential to note that labor charges for removing and disposing of the faulty shingles and installing the replacements are typically not included.

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Initial Coverage

Manufacturers usually provide robust coverage for the first few years after installation. If any shingles are found to be defective during this initial period, you'll receive replacement shingles at no cost. It also includes labor costs for installing the replacement shingles. However, it's important to mention that it still doesn't cover the tear-off and disposal of defective shingles.

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Prorated Period

The warranty often shifts to prorated coverage after the initial coverage period. During this phase, if a shingle failure occurs, you'll only receive a portion of the cost or a reduced amount of new shingles as compensation. The coverage becomes less comprehensive as time goes on.

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In addition, painting your roof shingles can void warranties. Therefore, take care of your roof and consult a roofing expert before making any modifications to ensure they can assist you with that.

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3. Extended Manufacturer's Warranty

To qualify for an extended warranty, it's crucial that all your roofing materials originate from the same manufacturer. Additionally, your roof must be installed by a certified contractor/company with a proven track record of adhering to the manufacturer's installation requirements.

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The specific benefits of extended warranties can vary from one manufacturer to another. Some manufacturers may provide just one extended warranty plan, while renowned brands like GAF and CertainTeed may offer multiple options. Here are some common advantages typically associated with extended warranty offers:

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Extended Coverage for Defective Materials

Extended warranties often offer coverage for repairs or replacements of defective materials for an impressive duration of up to 50 years.

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Comprehensive Coverage for Roof System Components

These warranties typically cover all essential roof system components, excluding only items like flashing, wood decking, and fasteners.

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Protection Against Installation Errors

Certain manufacturers may even include coverage for workmanship installation errors. This coverage may come with a prorated period that encompasses labor, tear-off, and disposal costs. However, it's important to note that not all extended warranties offer this feature.

Full Warranty vs. Limited Warranty

The difference between a full and limited warranty is the quality of the roof. A limited warranty only protects some parts of a product or service for a specific time. Lifetime warranties are for high-end materials, like metal roofs, and they keep those things safe from manufacturer mistakes.

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Read more: How To Transfer A Roof Warranty
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Making an Informed Decision for Your Roofing Warranties

Now that you understand the basics, let's delve into the essential tips for choosing the right roof warranty:

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1. Read the Fine Print

Thoroughly review the warranty documents. Pay close attention to any exclusions or limitations. Understanding the terms will prevent surprises down the road.

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2. Ask Questions

Don't hesitate to ask your roofing contractor or the manufacturer for clarification on any terms you don't understand. It's better to be well-informed upfront.

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3. Research Manufacturer Reputation

Choose roofing materials from reputable manufacturers known for their quality and commitment to customer satisfaction. A well-established manufacturer is more likely to honor their warranty.

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4. Evaluate Contractor Expertise

Select a roofing contractor with a solid reputation and extensive experience. Ensure they are certified or approved by the roofing material manufacturer to install their products.

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5. Keep Detailed Records

Maintain records of all maintenance and inspections. Please don't neglect your warranty registration. This documentation will be invaluable if you need to make a warranty claim. 

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6. Plan for Regular Maintenance

Follow the manufacturer's recommended maintenance schedule. Because, one of the best benefits of regular roof inspections and maintenance is extending your roof's life and ensuring warranty validity.

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7. Understand Transferability

If you plan to sell your property, check if the warranty is transferable. Because it can add value to your home.

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HOW TO GET THE BEST WARRANTY?

Different roofing companies offer different levels of coverage depending on the materials they use and how much they care about their customers' roofs. They should cover the work on your roof for at least 10 years without reducing the coverage over time. 

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The materials should be covered for 25 years or more without reducing coverage for the first part of that time. After that, it might reduce a bit but still provide some protection. And if you sell your house, the warranty can usually be transferred to the new owner.

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